Other Insurance in Colorado
How much Motorcycle Insurance do I need?
It is required by Colorado law to have motorcycle insurance.
The minimum limit of liability car insurance in Colorado is
*$25,000 bodily injury per person
*$50,000 bodily injury per accident
*$15,000 property damage
Bodily injury covers the medical costs of the injury to the third party.
Property damage covers the expenses of repairing the third party’s car.
It is recommended to have full coverage, so in case of a collision, damage and theft you are covered.
Discounts available include: Motor Cycle License & Safety Course
What is a Personal Umbrella Policy?
Personal Umbrella Policy provides additional liability coverage to supplement the protection provided by homeowner and automobile insurance policies. For example, if you get into an accident and your liability does not cover the costs of the accident, you may use the umbrella to cover the rest of the cost. Make sure your Personal Umbrella is up to date for all your assets (motor vehicles, home, dwelling fires and etc).
What insurance coverage do I need for my mobile home?
Mobile Home insurance has the same coverage as homeowner.
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Explanation of Coverage on the Declaration Page
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Coverage A: Dwelling
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Today’s Market Value of the Mobile Home without land
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Coverage B: Other Structures
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Buildings and Other Structures Not Attached to the Home
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Coverage C: Personal Property
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Personal Belongings Including Household Furniture & Appliance
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Coverage D: Loss of Use
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Living Expenses During Time of Dwelling Repair
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Coverage E: Personal Liability
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Protection of Bodily Injury or Property Damage to Others
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Coverage F: Medical Payments
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Medical Expenses For the Bodily Injury of Guests
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